Call reports 2007
BANK CMG — 2007
What BANK CMG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,484,000 | 45,247,000 | 62,093,000 | 62,269,000 |
| Total loans | 24,135,000 | 26,277,000 | 26,322,000 | 37,346,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 342,000 |
| Securities available for sale | 16,048,000 | 15,169,000 | 15,168,000 | 11,716,000 |
| Securities held to maturity | 1,056,000 | 855,000 | 855,000 | 855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,005,000 | 35,474,000 | 39,632,000 | 38,191,000 |
| Interest-bearing deposits | 31,038,000 | 29,834,000 | 34,583,000 | 32,350,000 |
| Noninterest-bearing deposits | 4,967,000 | 5,640,000 | 5,049,000 | 5,841,000 |
| Equity capital | 4,271,000 | 4,126,000 | 15,925,000 | 17,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,295,000 | 81,000 | 913,000 |
| Interest expense | 302,000 | 603,000 | 34,000 | 374,000 |
| Net interest income | 336,000 | 692,000 | 47,000 | 539,000 |
| Noninterest income | 54,000 | 108,000 | 2,000 | 55,000 |
| Noninterest expense | 247,000 | 494,000 | 48,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 95,000 |
| Pretax income | 143,000 | 306,000 | 1,000 | 46,000 |
| Income tax | 8,000 | 16,000 | 0 | -4,000 |
| Net income | 135,000 | 290,000 | 1,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,141,000 | 4,098,000 | 6,843,000 | 8,784,000 |
| Total capital | 4,388,000 | 4,345,000 | 7,090,000 | 9,126,000 |
| Risk-weighted assets | 31,499,000 | 33,254,000 | 35,067,000 | 44,188,000 |