Call reports 2006
BANK CMG — 2006
What BANK CMG reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,085,000 | 45,273,000 | 45,159,000 | 45,040,000 |
| Total loans | 26,134,000 | 24,966,000 | 24,792,000 | 24,247,000 |
| Allowance for loan losses | 228,000 | 235,000 | 243,000 | 247,000 |
| Securities available for sale | 15,006,000 | 15,438,000 | 16,220,000 | 16,058,000 |
| Securities held to maturity | 1,116,000 | 1,046,000 | 1,172,000 | 1,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,123,000 | 34,601,000 | 34,821,000 | 34,608,000 |
| Interest-bearing deposits | 30,249,000 | 28,811,000 | 29,756,000 | 29,132,000 |
| Noninterest-bearing deposits | 4,874,000 | 5,790,000 | 5,065,000 | 5,476,000 |
| Equity capital | 3,892,000 | 3,582,000 | 3,799,000 | 3,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,224,000 | 1,861,000 | 2,512,000 |
| Interest expense | 239,000 | 504,000 | 786,000 | 1,079,000 |
| Net interest income | 365,000 | 720,000 | 1,075,000 | 1,433,000 |
| Noninterest income | 66,000 | 142,000 | 211,000 | 341,000 |
| Noninterest expense | 244,000 | 492,000 | 740,000 | 971,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 28,000 |
| Pretax income | 179,000 | 355,000 | 523,000 | 775,000 |
| Income tax | 8,000 | 15,000 | 24,000 | 32,000 |
| Net income | 171,000 | 340,000 | 499,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 4,005,000 | 4,010,000 | 4,100,000 |
| Total capital | 4,285,000 | 4,240,000 | 4,253,000 | 4,347,000 |
| Risk-weighted assets | 33,772,000 | 32,200,000 | 31,900,000 | 31,654,000 |