Call reports 2005
BANK CMG — 2005
What BANK CMG reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,448,000 | 41,817,000 | 43,858,000 | 43,937,000 |
| Total loans | 23,221,000 | 22,962,000 | 24,566,000 | 25,531,000 |
| Allowance for loan losses | 220,000 | 220,000 | 220,000 | 220,000 |
| Securities available for sale | 15,150,000 | 15,224,000 | 14,994,000 | 14,803,000 |
| Securities held to maturity | 1,789,000 | 1,721,000 | 1,718,000 | 1,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,681,000 | 32,881,000 | 33,458,000 | 32,445,000 |
| Interest-bearing deposits | 29,221,000 | 27,863,000 | 28,505,000 | 27,518,000 |
| Noninterest-bearing deposits | 4,460,000 | 5,018,000 | 4,953,000 | 4,927,000 |
| Equity capital | 3,644,000 | 3,749,000 | 3,723,000 | 3,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,068,000 | 1,634,000 | 2,223,000 |
| Interest expense | 159,000 | 331,000 | 525,000 | 739,000 |
| Net interest income | 379,000 | 737,000 | 1,109,000 | 1,484,000 |
| Noninterest income | 70,000 | 150,000 | 220,000 | 287,000 |
| Noninterest expense | 253,000 | 499,000 | 742,000 | 984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 399,000 | 598,000 | 800,000 |
| Income tax | 7,000 | 13,000 | 19,000 | 26,000 |
| Net income | 199,000 | 386,000 | 579,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,906,000 | 3,866,000 | 3,926,000 | 3,987,000 |
| Total capital | 4,126,000 | 4,086,000 | 4,146,000 | 4,207,000 |
| Risk-weighted assets | 21,910,000 | 22,433,000 | 31,178,000 | 33,219,000 |