Call reports 2004
BANK CMG — 2004
What BANK CMG reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,537,000 | 41,855,000 | 42,821,000 | 44,735,000 |
| Total loans | 21,516,000 | 20,608,000 | 20,567,000 | 22,368,000 |
| Allowance for loan losses | 219,000 | 219,000 | 219,000 | 220,000 |
| Securities available for sale | 13,996,000 | 15,852,000 | 16,538,000 | 16,689,000 |
| Securities held to maturity | 2,379,000 | 1,775,000 | 1,975,000 | 1,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,646,000 | 33,381,000 | 33,915,000 | 34,957,000 |
| Interest-bearing deposits | 28,119,000 | 28,903,000 | 29,374,000 | 29,293,000 |
| Noninterest-bearing deposits | 5,527,000 | 4,478,000 | 4,541,000 | 5,664,000 |
| Equity capital | 3,766,000 | 3,334,000 | 3,713,000 | 3,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,028,000 | 1,548,000 | 2,081,000 |
| Interest expense | 153,000 | 300,000 | 454,000 | 611,000 |
| Net interest income | 369,000 | 728,000 | 1,094,000 | 1,470,000 |
| Noninterest income | 81,000 | 175,000 | 252,000 | 322,000 |
| Noninterest expense | 240,000 | 479,000 | 717,000 | 951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 426,000 | 631,000 | 843,000 |
| Income tax | 6,000 | 15,000 | 22,000 | 29,000 |
| Net income | 204,000 | 411,000 | 609,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,597,000 | 3,641,000 | 3,712,000 | 3,794,000 |
| Total capital | 3,816,000 | 3,860,000 | 3,931,000 | 4,014,000 |
| Risk-weighted assets | 28,591,000 | 28,782,000 | 28,643,000 | 23,681,000 |