Call reports 2003
BANK CMG — 2003
What BANK CMG reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,543,000 | 43,321,000 | 39,947,000 | 41,627,000 |
| Total loans | 22,762,000 | 21,181,000 | 20,608,000 | 20,577,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 219,000 |
| Securities available for sale | 14,498,000 | 10,922,000 | 12,882,000 | 14,182,000 |
| Securities held to maturity | 2,396,000 | 2,372,000 | 2,368,000 | 2,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,998,000 | 34,048,000 | 31,722,000 | 33,012,000 |
| Interest-bearing deposits | 26,953,000 | 27,486,000 | 27,454,000 | 27,480,000 |
| Noninterest-bearing deposits | 5,045,000 | 6,562,000 | 4,268,000 | 5,532,000 |
| Equity capital | 3,663,000 | 3,905,000 | 3,817,000 | 3,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,126,000 | 1,643,000 | 2,177,000 |
| Interest expense | 192,000 | 385,000 | 560,000 | 719,000 |
| Net interest income | 375,000 | 741,000 | 1,083,000 | 1,458,000 |
| Noninterest income | 145,000 | 396,000 | 542,000 | 616,000 |
| Noninterest expense | 268,000 | 535,000 | 796,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 604,000 | 832,000 | 905,000 |
| Income tax | 7,000 | 14,000 | 19,000 | 25,000 |
| Net income | 247,000 | 590,000 | 813,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,521,000 | 3,680,000 | 3,766,000 | 3,480,000 |
| Total capital | 3,746,000 | 3,905,000 | 3,991,000 | 3,699,000 |
| Risk-weighted assets | 22,260,000 | 21,782,000 | 21,890,000 | 21,900,000 |