Call reports 2001
LAMAR BANK, THE — 2001
What LAMAR BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 436,364,000 | 424,170,000 |
| Total loans | 215,178,000 | 210,021,000 |
| Allowance for loan losses | 5,756,000 | 8,342,000 |
| Securities available for sale | 98,570,000 | 131,623,000 |
| Securities held to maturity | 64,494,000 | 33,230,000 |
| Trading assets | 0 | 0 |
| Total deposits | 329,023,000 | 317,723,000 |
| Interest-bearing deposits | 290,884,000 | 275,257,000 |
| Noninterest-bearing deposits | 38,139,000 | 42,466,000 |
| Equity capital | 35,284,000 | 33,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 7,907,000 | 15,571,000 |
| Interest expense | 4,881,000 | 9,594,000 |
| Net interest income | 3,026,000 | 5,977,000 |
| Noninterest income | 871,000 | 1,891,000 |
| Noninterest expense | 2,602,000 | 6,134,000 |
| Provision for loan losses | 395,000 | 3,270,000 |
| Pretax income | 915,000 | -1,464,000 |
| Income tax | 213,000 | -859,000 |
| Net income | 702,000 | -605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 35,075,000 | 33,809,000 |
| Total capital | 38,219,000 | 37,185,000 |
| Risk-weighted assets | 248,818,000 | 265,101,000 |