Call reports 2016
TRIUMPH STATE BANK — 2016
What TRIUMPH STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,790,000 | 59,876,000 | 61,047,000 | 65,167,000 |
| Total loans | 37,520,000 | 38,011,000 | 37,796,000 | 40,733,000 |
| Allowance for loan losses | 342,000 | 354,000 | 353,000 | 407,000 |
| Securities available for sale | 11,400,000 | 12,918,000 | 12,786,000 | 12,534,000 |
| Securities held to maturity | 53,000 | 52,000 | 51,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,130,000 | 53,057,000 | 54,225,000 | 56,557,000 |
| Interest-bearing deposits | 34,797,000 | 40,216,000 | 41,622,000 | 42,053,000 |
| Noninterest-bearing deposits | 21,333,000 | 12,841,000 | 12,603,000 | 14,504,000 |
| Equity capital | 6,012,000 | 6,131,000 | 6,193,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,208,000 | 1,810,000 | 2,427,000 |
| Interest expense | 59,000 | 119,000 | 179,000 | 241,000 |
| Net interest income | 546,000 | 1,089,000 | 1,631,000 | 2,186,000 |
| Noninterest income | 52,000 | 105,000 | 169,000 | 242,000 |
| Noninterest expense | 440,000 | 883,000 | 1,356,000 | 1,741,000 |
| Provision for loan losses | 9,000 | 22,000 | 31,000 | 205,000 |
| Pretax income | 149,000 | 289,000 | 413,000 | 482,000 |
| Income tax | 58,000 | 107,000 | 155,000 | 226,000 |
| Net income | 91,000 | 182,000 | 258,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,753,000 | 5,826,000 | 5,921,000 | 6,039,000 |
| Total capital | 6,095,000 | 6,180,000 | 6,274,000 | 6,446,000 |
| Risk-weighted assets | 45,689,000 | 45,612,000 | 46,008,000 | 49,117,000 |