Call reports 2015
TRIUMPH STATE BANK — 2015
What TRIUMPH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,779,000 | 63,238,000 | 63,360,000 | 64,219,000 |
| Total loans | 35,619,000 | 38,108,000 | 37,083,000 | 40,480,000 |
| Allowance for loan losses | 473,000 | 482,000 | 516,000 | 345,000 |
| Securities available for sale | 12,898,000 | 13,272,000 | 12,768,000 | 12,024,000 |
| Securities held to maturity | 56,000 | 55,000 | 54,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,347,000 | 56,738,000 | 56,839,000 | 57,681,000 |
| Interest-bearing deposits | 42,942,000 | 42,721,000 | 42,854,000 | 41,192,000 |
| Noninterest-bearing deposits | 13,405,000 | 14,017,000 | 13,985,000 | 16,489,000 |
| Equity capital | 5,764,000 | 5,823,000 | 5,914,000 | 5,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,235,000 | 1,823,000 | 2,441,000 |
| Interest expense | 64,000 | 125,000 | 187,000 | 249,000 |
| Net interest income | 556,000 | 1,110,000 | 1,636,000 | 2,192,000 |
| Noninterest income | 54,000 | 110,000 | 170,000 | 248,000 |
| Noninterest expense | 446,000 | 875,000 | 1,327,000 | 1,705,000 |
| Provision for loan losses | 9,000 | 18,000 | 52,000 | 151,000 |
| Pretax income | 155,000 | 307,000 | 408,000 | 565,000 |
| Income tax | 47,000 | 106,000 | 145,000 | 216,000 |
| Net income | 108,000 | 201,000 | 263,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,492,000 | 5,642,000 | 5,685,000 | 5,786,000 |
| Total capital | 5,965,000 | 6,124,000 | 6,201,000 | 6,131,000 |
| Risk-weighted assets | 43,302,000 | 44,760,000 | 46,015,000 | 48,568,000 |