Call reports 2014
TRIUMPH STATE BANK — 2014
What TRIUMPH STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,742,000 | 61,284,000 | 61,937,000 | 64,759,000 |
| Total loans | 35,926,000 | 36,176,000 | 34,690,000 | 43,172,000 |
| Allowance for loan losses | 454,000 | 466,000 | 412,000 | 442,000 |
| Securities available for sale | 12,199,000 | 13,225,000 | 13,157,000 | 13,817,000 |
| Securities held to maturity | 59,000 | 59,000 | 58,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,656,000 | 55,020,000 | 55,813,000 | 55,462,000 |
| Interest-bearing deposits | 43,844,000 | 42,646,000 | 37,546,000 | 35,161,000 |
| Noninterest-bearing deposits | 14,812,000 | 12,374,000 | 18,267,000 | 20,301,000 |
| Equity capital | 5,439,000 | 5,540,000 | 5,582,000 | 5,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,186,000 | 1,777,000 | 2,392,000 |
| Interest expense | 66,000 | 131,000 | 194,000 | 259,000 |
| Net interest income | 530,000 | 1,055,000 | 1,583,000 | 2,133,000 |
| Noninterest income | 56,000 | 108,000 | 164,000 | 237,000 |
| Noninterest expense | 430,000 | 871,000 | 1,346,000 | 1,729,000 |
| Provision for loan losses | 9,000 | 18,000 | 32,000 | 61,000 |
| Pretax income | 147,000 | 275,000 | 370,000 | 595,000 |
| Income tax | 44,000 | 88,000 | 128,000 | 207,000 |
| Net income | 103,000 | 187,000 | 242,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,218,000 | 5,307,000 | 5,366,000 | 5,517,000 |
| Total capital | 5,672,000 | 5,773,000 | 5,778,000 | 5,959,000 |
| Risk-weighted assets | 41,996,000 | 41,531,000 | 40,649,000 | 47,864,000 |