Call reports 2013
TRIUMPH STATE BANK — 2013
What TRIUMPH STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,651,000 | 61,056,000 | 63,643,000 | 63,777,000 |
| Total loans | 33,314,000 | 36,114,000 | 35,236,000 | 39,380,000 |
| Allowance for loan losses | 425,000 | 457,000 | 467,000 | 445,000 |
| Securities available for sale | 9,462,000 | 11,643,000 | 12,844,000 | 12,786,000 |
| Securities held to maturity | 63,000 | 62,000 | 61,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,877,000 | 55,436,000 | 57,918,000 | 57,326,000 |
| Interest-bearing deposits | 44,634,000 | 43,049,000 | 45,085,000 | 14,178,000 |
| Noninterest-bearing deposits | 13,243,000 | 12,387,000 | 12,833,000 | 43,148,000 |
| Equity capital | 5,285,000 | 5,222,000 | 5,289,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,160,000 | 1,760,000 | 2,363,000 |
| Interest expense | 75,000 | 146,000 | 216,000 | 286,000 |
| Net interest income | 487,000 | 1,014,000 | 1,544,000 | 2,077,000 |
| Noninterest income | 48,000 | 101,000 | 157,000 | 223,000 |
| Noninterest expense | 413,000 | 817,000 | 1,253,000 | 1,641,000 |
| Provision for loan losses | 9,000 | 70,000 | 129,000 | 138,000 |
| Pretax income | 113,000 | 228,000 | 319,000 | 521,000 |
| Income tax | 29,000 | 68,000 | 104,000 | 172,000 |
| Net income | 84,000 | 160,000 | 215,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,925,000 | 5,001,000 | 5,061,000 | 5,199,000 |
| Total capital | 5,350,000 | 5,458,000 | 5,528,000 | 5,644,000 |
| Risk-weighted assets | 39,502,000 | 41,354,000 | 41,400,000 | 44,618,000 |