Call reports 2011
TRIUMPH STATE BANK — 2011
What TRIUMPH STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,274,000 | 58,165,000 | 61,743,000 | 58,957,000 |
| Total loans | 37,919,000 | 36,439,000 | 35,667,000 | 38,788,000 |
| Allowance for loan losses | 440,000 | 515,000 | 521,000 | 599,000 |
| Securities available for sale | 9,050,000 | 7,257,000 | 7,756,000 | 8,866,000 |
| Securities held to maturity | 68,000 | 68,000 | 67,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,414,000 | 52,003,000 | 55,777,000 | 52,990,000 |
| Interest-bearing deposits | 40,970,000 | 42,631,000 | 44,953,000 | 40,666,000 |
| Noninterest-bearing deposits | 9,444,000 | 9,372,000 | 10,824,000 | 12,324,000 |
| Equity capital | 5,142,000 | 5,332,000 | 5,238,000 | 5,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,345,000 | 2,013,000 | 2,641,000 |
| Interest expense | 152,000 | 292,000 | 421,000 | 529,000 |
| Net interest income | 520,000 | 1,053,000 | 1,592,000 | 2,112,000 |
| Noninterest income | 60,000 | 144,000 | 201,000 | 278,000 |
| Noninterest expense | 415,000 | 840,000 | 1,237,000 | 1,602,000 |
| Provision for loan losses | 22,000 | 64,000 | 407,000 | 669,000 |
| Pretax income | 143,000 | 293,000 | 149,000 | 119,000 |
| Income tax | 56,000 | 119,000 | 122,000 | 91,000 |
| Net income | 87,000 | 174,000 | 27,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,940,000 | 5,034,000 | 4,892,000 | 4,897,000 |
| Total capital | 5,380,000 | 5,549,000 | 5,411,000 | 5,439,000 |
| Risk-weighted assets | 41,888,000 | 41,342,000 | 41,545,000 | 43,267,000 |