Call reports 2010
TRIUMPH STATE BANK — 2010
What TRIUMPH STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,108,000 | 53,458,000 | 55,420,000 | 56,751,000 |
| Total loans | 40,915,000 | 41,365,000 | 39,382,000 | 39,591,000 |
| Allowance for loan losses | 562,000 | 623,000 | 383,000 | 404,000 |
| Securities available for sale | 5,728,000 | 5,552,000 | 5,668,000 | 8,452,000 |
| Securities held to maturity | 71,000 | 70,000 | 70,000 | 69,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,620,000 | 47,556,000 | 49,601,000 | 49,950,000 |
| Interest-bearing deposits | 37,977,000 | 39,665,000 | 41,326,000 | 41,199,000 |
| Noninterest-bearing deposits | 7,643,000 | 7,891,000 | 8,275,000 | 8,751,000 |
| Equity capital | 5,056,000 | 5,163,000 | 5,083,000 | 5,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,538,000 | 2,237,000 | 2,939,000 |
| Interest expense | 174,000 | 352,000 | 530,000 | 696,000 |
| Net interest income | 589,000 | 1,186,000 | 1,707,000 | 2,243,000 |
| Noninterest income | 74,000 | 150,000 | 202,000 | 282,000 |
| Noninterest expense | 404,000 | 798,000 | 1,238,000 | 1,576,000 |
| Provision for loan losses | 71,000 | 164,000 | 380,000 | 392,000 |
| Pretax income | 188,000 | 476,000 | 393,000 | 677,000 |
| Income tax | 76,000 | 179,000 | 184,000 | 287,000 |
| Net income | 112,000 | 297,000 | 209,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,675,000 | 4,867,000 | 4,784,000 | 4,969,000 |
| Total capital | 5,219,000 | 5,418,000 | 5,167,000 | 5,373,000 |
| Risk-weighted assets | 43,493,000 | 44,037,000 | 43,208,000 | 43,536,000 |