Call reports 2009
TRIUMPH STATE BANK — 2009
What TRIUMPH STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,439,000 | 48,807,000 | 52,400,000 | 51,341,000 |
| Total loans | 34,258,000 | 34,399,000 | 34,946,000 | 40,409,000 |
| Allowance for loan losses | 459,000 | 474,000 | 438,000 | 484,000 |
| Securities available for sale | 6,978,000 | 6,905,000 | 7,506,000 | 6,464,000 |
| Securities held to maturity | 74,000 | 73,000 | 72,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,946,000 | 43,209,000 | 46,784,000 | 44,705,000 |
| Interest-bearing deposits | 34,521,000 | 35,048,000 | 38,983,000 | 35,925,000 |
| Noninterest-bearing deposits | 8,425,000 | 8,161,000 | 7,801,000 | 8,780,000 |
| Equity capital | 4,719,000 | 4,814,000 | 4,943,000 | 5,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,423,000 | 2,147,000 | 2,891,000 |
| Interest expense | 201,000 | 393,000 | 587,000 | 775,000 |
| Net interest income | 518,000 | 1,030,000 | 1,560,000 | 2,116,000 |
| Noninterest income | 58,000 | 135,000 | 210,000 | 287,000 |
| Noninterest expense | 388,000 | 791,000 | 1,211,000 | 1,543,000 |
| Provision for loan losses | 9,000 | 21,000 | 143,000 | 183,000 |
| Pretax income | 179,000 | 353,000 | 416,000 | 677,000 |
| Income tax | 66,000 | 133,000 | 98,000 | 202,000 |
| Net income | 113,000 | 220,000 | 318,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,303,000 | 4,412,000 | 4,517,000 | 4,678,000 |
| Total capital | 4,762,000 | 4,880,000 | 4,955,000 | 5,162,000 |
| Risk-weighted assets | 37,131,000 | 37,395,000 | 38,660,000 | 42,909,000 |