Call reports 2008
TRIUMPH STATE BANK — 2008
What TRIUMPH STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,262,000 | 46,730,000 | 48,302,000 | 48,802,000 |
| Total loans | 32,723,000 | 33,192,000 | 34,875,000 | 36,217,000 |
| Allowance for loan losses | 401,000 | 411,000 | 440,000 | 449,000 |
| Securities available for sale | 7,071,000 | 5,883,000 | 6,147,000 | 6,989,000 |
| Securities held to maturity | 76,000 | 75,000 | 75,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,183,000 | 40,693,000 | 43,170,000 | 41,487,000 |
| Interest-bearing deposits | 33,067,000 | 32,079,000 | 35,323,000 | 33,222,000 |
| Noninterest-bearing deposits | 7,116,000 | 8,614,000 | 7,847,000 | 8,265,000 |
| Equity capital | 4,333,000 | 4,363,000 | 4,482,000 | 4,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,529,000 | 2,271,000 | 3,017,000 |
| Interest expense | 307,000 | 567,000 | 803,000 | 1,025,000 |
| Net interest income | 490,000 | 962,000 | 1,468,000 | 1,992,000 |
| Noninterest income | 52,000 | 106,000 | 167,000 | 242,000 |
| Noninterest expense | 391,000 | 756,000 | 1,160,000 | 1,494,000 |
| Provision for loan losses | 9,000 | 19,000 | 29,000 | 38,000 |
| Pretax income | 170,000 | 321,000 | 474,000 | 731,000 |
| Income tax | 68,000 | 119,000 | 173,000 | 279,000 |
| Net income | 102,000 | 202,000 | 301,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,939,000 | 4,041,000 | 4,146,000 | 4,304,000 |
| Total capital | 4,340,000 | 4,452,000 | 4,586,000 | 4,753,000 |
| Risk-weighted assets | 35,670,000 | 36,146,000 | 37,873,000 | 38,864,000 |