Call reports 2007
TRIUMPH STATE BANK — 2007
What TRIUMPH STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,811,000 | 46,858,000 | 45,718,000 | 47,758,000 |
| Total loans | 31,275,000 | 30,914,000 | 29,921,000 | 33,603,000 |
| Allowance for loan losses | 382,000 | 392,000 | 382,000 | 394,000 |
| Securities available for sale | 9,069,000 | 7,783,000 | 8,305,000 | 8,726,000 |
| Securities held to maturity | 0 | 78,000 | 77,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,346,000 | 39,574,000 | 39,540,000 | 41,080,000 |
| Interest-bearing deposits | 31,266,000 | 31,945,000 | 32,563,000 | 32,636,000 |
| Noninterest-bearing deposits | 7,080,000 | 7,629,000 | 6,977,000 | 8,444,000 |
| Equity capital | 3,935,000 | 3,989,000 | 4,116,000 | 4,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,606,000 | 2,358,000 | 3,161,000 |
| Interest expense | 345,000 | 712,000 | 1,029,000 | 1,359,000 |
| Net interest income | 450,000 | 894,000 | 1,329,000 | 1,802,000 |
| Noninterest income | 47,000 | 105,000 | 159,000 | 219,000 |
| Noninterest expense | 368,000 | 708,000 | 1,088,000 | 1,380,000 |
| Provision for loan losses | 15,000 | 24,000 | 34,000 | 43,000 |
| Pretax income | 114,000 | 267,000 | 366,000 | 598,000 |
| Income tax | 41,000 | 97,000 | 139,000 | 222,000 |
| Net income | 73,000 | 170,000 | 227,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,633,000 | 3,733,000 | 3,796,000 | 3,951,000 |
| Total capital | 4,015,000 | 4,125,000 | 4,178,000 | 4,345,000 |
| Risk-weighted assets | 34,864,000 | 34,660,000 | 33,728,000 | 36,718,000 |