Call reports 2006
TRIUMPH STATE BANK — 2006
What TRIUMPH STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,827,000 | 41,253,000 | 42,098,000 | 46,687,000 |
| Total loans | 26,753,000 | 26,083,000 | 26,785,000 | 30,342,000 |
| Allowance for loan losses | 349,000 | 354,000 | 365,000 | 375,000 |
| Securities available for sale | 11,175,000 | 10,139,000 | 10,300,000 | 9,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,758,000 | 34,121,000 | 34,097,000 | 38,394,000 |
| Interest-bearing deposits | 28,870,000 | 27,743,000 | 28,713,000 | 30,146,000 |
| Noninterest-bearing deposits | 6,888,000 | 6,378,000 | 5,384,000 | 8,248,000 |
| Equity capital | 3,629,000 | 3,686,000 | 3,848,000 | 3,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,314,000 | 2,018,000 | 2,752,000 |
| Interest expense | 213,000 | 458,000 | 729,000 | 1,043,000 |
| Net interest income | 422,000 | 856,000 | 1,289,000 | 1,709,000 |
| Noninterest income | 49,000 | 104,000 | 151,000 | 202,000 |
| Noninterest expense | 335,000 | 648,000 | 996,000 | 1,298,000 |
| Provision for loan losses | 15,000 | 25,000 | 34,000 | 45,000 |
| Pretax income | 121,000 | 287,000 | 410,000 | 566,000 |
| Income tax | 42,000 | 102,000 | 163,000 | 206,000 |
| Net income | 79,000 | 185,000 | 247,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,380,000 | 3,488,000 | 3,557,000 | 3,676,000 |
| Total capital | 3,729,000 | 3,842,000 | 3,922,000 | 4,051,000 |
| Risk-weighted assets | 29,977,000 | 29,281,000 | 30,244,000 | 34,032,000 |