Call reports 2005
TRIUMPH STATE BANK — 2005
What TRIUMPH STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,356,000 | 39,519,000 | 42,224,000 | 43,363,000 |
| Total loans | 19,553,000 | 21,493,000 | 23,376,000 | 24,502,000 |
| Allowance for loan losses | 277,000 | 302,000 | 246,000 | 332,000 |
| Securities available for sale | 13,190,000 | 13,080,000 | 12,131,000 | 11,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,525,000 | 34,442,000 | 36,690,000 | 38,297,000 |
| Interest-bearing deposits | 28,118,000 | 28,973,000 | 29,725,000 | 29,526,000 |
| Noninterest-bearing deposits | 6,407,000 | 5,469,000 | 6,965,000 | 8,771,000 |
| Equity capital | 3,458,000 | 3,609,000 | 3,608,000 | 3,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,031,000 | 1,595,000 | 2,222,000 |
| Interest expense | 138,000 | 293,000 | 463,000 | 661,000 |
| Net interest income | 362,000 | 738,000 | 1,132,000 | 1,561,000 |
| Noninterest income | 40,000 | 91,000 | 142,000 | 204,000 |
| Noninterest expense | 312,000 | 616,000 | 954,000 | 1,221,000 |
| Provision for loan losses | 12,000 | 20,000 | 45,000 | 67,000 |
| Pretax income | 78,000 | 193,000 | 276,000 | 478,000 |
| Income tax | 25,000 | 63,000 | 95,000 | 164,000 |
| Net income | 53,000 | 130,000 | 181,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,144,000 | 3,226,000 | 3,281,000 | 3,418,000 |
| Total capital | 3,421,000 | 3,528,000 | 3,527,000 | 3,750,000 |
| Risk-weighted assets | 23,268,000 | 25,194,000 | 27,263,000 | 28,282,000 |