Call reports 2004
TRIUMPH STATE BANK — 2004
What TRIUMPH STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,501,000 | 38,186,000 | 39,722,000 | 39,813,000 |
| Total loans | 16,863,000 | 17,483,000 | 17,396,000 | 19,282,000 |
| Allowance for loan losses | 221,000 | 228,000 | 250,000 | 264,000 |
| Securities available for sale | 13,153,000 | 15,272,000 | 14,588,000 | 12,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,381,000 | 34,448,000 | 34,725,000 | 35,342,000 |
| Interest-bearing deposits | 28,378,000 | 28,891,000 | 28,869,000 | 28,683,000 |
| Noninterest-bearing deposits | 6,003,000 | 5,557,000 | 5,856,000 | 6,659,000 |
| Equity capital | 3,577,000 | 3,396,000 | 3,565,000 | 3,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 923,000 | 1,408,000 | 1,888,000 |
| Interest expense | 143,000 | 282,000 | 422,000 | 562,000 |
| Net interest income | 315,000 | 641,000 | 986,000 | 1,326,000 |
| Noninterest income | 38,000 | 84,000 | 134,000 | 188,000 |
| Noninterest expense | 269,000 | 541,000 | 843,000 | 1,083,000 |
| Provision for loan losses | 9,000 | 18,000 | 112,000 | 121,000 |
| Pretax income | 75,000 | 166,000 | 166,000 | 311,000 |
| Income tax | 24,000 | 48,000 | 40,000 | 97,000 |
| Net income | 51,000 | 118,000 | 126,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,002,000 | 3,070,000 | 3,085,000 | 3,178,000 |
| Total capital | 3,223,000 | 3,298,000 | 3,335,000 | 3,442,000 |
| Risk-weighted assets | 21,132,000 | 21,769,000 | 21,900,000 | 23,274,000 |