Call reports 2003
TRIUMPH STATE BANK — 2003
What TRIUMPH STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,923,000 | 35,793,000 | 38,057,000 | 38,486,000 |
| Total loans | 17,213,000 | 18,341,000 | 18,757,000 | 18,191,000 |
| Allowance for loan losses | 227,000 | 271,000 | 192,000 | 215,000 |
| Securities available for sale | 8,583,000 | 9,945,000 | 11,387,000 | 10,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,862,000 | 31,741,000 | 34,091,000 | 34,517,000 |
| Interest-bearing deposits | 26,845,000 | 26,852,000 | 28,529,000 | 28,162,000 |
| Noninterest-bearing deposits | 5,017,000 | 4,889,000 | 5,562,000 | 6,355,000 |
| Equity capital | 3,507,000 | 3,519,000 | 3,474,000 | 3,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 907,000 | 1,386,000 | 1,856,000 |
| Interest expense | 170,000 | 331,000 | 489,000 | 644,000 |
| Net interest income | 284,000 | 576,000 | 897,000 | 1,212,000 |
| Noninterest income | 38,000 | 75,000 | 132,000 | 177,000 |
| Noninterest expense | 256,000 | 542,000 | 847,000 | 1,082,000 |
| Provision for loan losses | 6,000 | 72,000 | 108,000 | 128,000 |
| Pretax income | 60,000 | 37,000 | 74,000 | 179,000 |
| Income tax | 16,000 | 0 | 23,000 | 43,000 |
| Net income | 44,000 | 37,000 | 51,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,883,000 | 2,880,000 | 2,897,000 | 2,986,000 |
| Total capital | 3,110,000 | 3,151,000 | 3,089,000 | 3,201,000 |
| Risk-weighted assets | 21,048,000 | 21,906,000 | 22,683,000 | 22,250,000 |