Call reports 2002
TRIUMPH STATE BANK — 2002
What TRIUMPH STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,896,000 | 32,270,000 | 34,002,000 | 36,504,000 |
| Total loans | 17,930,000 | 18,028,000 | 18,320,000 | 17,574,000 |
| Allowance for loan losses | 260,000 | 258,000 | 179,000 | 254,000 |
| Securities available for sale | 9,476,000 | 9,514,000 | 7,938,000 | 9,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 170,000 | 85,000 | 19,000 | 0 |
| Total deposits | 28,153,000 | 28,118,000 | 29,999,000 | 32,429,000 |
| Interest-bearing deposits | 23,143,000 | 23,383,000 | 25,103,000 | 26,252,000 |
| Noninterest-bearing deposits | 5,010,000 | 4,735,000 | 4,896,000 | 6,177,000 |
| Equity capital | 3,286,000 | 3,430,000 | 3,493,000 | 3,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,002,000 | 1,486,000 | 1,972,000 |
| Interest expense | 197,000 | 382,000 | 565,000 | 743,000 |
| Net interest income | 303,000 | 620,000 | 921,000 | 1,229,000 |
| Noninterest income | 35,000 | -6,000 | -32,000 | 10,000 |
| Noninterest expense | 240,000 | 490,000 | 777,000 | 1,006,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 84,000 |
| Pretax income | 94,000 | 133,000 | 192,000 | 256,000 |
| Income tax | 36,000 | 35,000 | 60,000 | 82,000 |
| Net income | 58,000 | 98,000 | 132,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,762,000 | 2,815,000 | 2,850,000 | 2,896,000 |
| Total capital | 3,022,000 | 3,073,000 | 3,029,000 | 3,150,000 |
| Risk-weighted assets | 21,530,000 | 21,701,000 | 21,497,000 | 21,386,000 |