Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,119,713,000 | 1,138,221,000 | 1,154,332,000 | 1,156,839,000 |
| Total loans | 759,062,000 | 762,969,000 | 770,818,000 | 767,507,000 |
| Allowance for loan losses | 5,865,000 | 6,286,000 | 6,440,000 | 6,452,000 |
| Securities available for sale | 261,089,000 | 249,308,000 | 250,712,000 | 243,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,462,000 | 1,028,222,000 | 1,036,377,000 | 1,035,811,000 |
| Interest-bearing deposits | 750,294,000 | 742,585,000 | 760,963,000 | 758,727,000 |
| Noninterest-bearing deposits | 262,168,000 | 285,637,000 | 275,414,000 | 277,084,000 |
| Equity capital | 100,002,000 | 103,541,000 | 111,047,000 | 114,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,739,000 | 32,519,000 | 49,633,000 | 66,719,000 |
| Interest expense | 4,771,000 | 9,512,000 | 14,184,000 | 18,582,000 |
| Net interest income | 10,968,000 | 23,007,000 | 35,449,000 | 48,137,000 |
| Noninterest income | 1,421,000 | 2,918,000 | 4,639,000 | 6,211,000 |
| Noninterest expense | 7,256,000 | 14,906,000 | 22,721,000 | 30,078,000 |
| Provision for loan losses | 481,000 | 901,000 | 1,060,000 | 1,212,000 |
| Pretax income | 4,648,000 | 10,114,000 | 16,304,000 | 23,058,000 |
| Income tax | 893,000 | 1,954,000 | 3,168,000 | 4,497,000 |
| Net income | 3,755,000 | 8,160,000 | 13,136,000 | 18,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,692,000 | 116,459,000 | 119,717,000 | 122,516,000 |
| Total capital | 118,568,000 | 122,756,000 | 126,167,000 | 128,976,000 |
| Risk-weighted assets | 860,128,000 | 871,254,000 | 862,938,000 | 857,688,000 |