Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,054,286,000 | 1,074,398,000 | 1,072,933,000 | 1,098,041,000 |
| Total loans | 678,487,000 | 685,270,000 | 689,589,000 | 709,234,000 |
| Allowance for loan losses | 4,845,000 | 4,857,000 | 5,260,000 | 5,378,000 |
| Securities available for sale | 270,296,000 | 264,491,000 | 264,935,000 | 262,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,036,000 | 977,918,000 | 967,861,000 | 995,010,000 |
| Interest-bearing deposits | 686,918,000 | 719,266,000 | 709,218,000 | 722,693,000 |
| Noninterest-bearing deposits | 275,118,000 | 258,652,000 | 258,643,000 | 272,317,000 |
| Equity capital | 86,209,000 | 90,697,000 | 98,795,000 | 97,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,459,000 | 29,738,000 | 45,744,000 | 61,493,000 |
| Interest expense | 4,943,000 | 10,421,000 | 15,987,000 | 21,184,000 |
| Net interest income | 9,516,000 | 19,317,000 | 29,757,000 | 40,309,000 |
| Noninterest income | 1,382,000 | 2,881,000 | 4,399,000 | 5,802,000 |
| Noninterest expense | 6,388,000 | 12,567,000 | 19,003,000 | 25,666,000 |
| Provision for loan losses | 182,000 | 199,000 | 611,000 | 926,000 |
| Pretax income | 4,325,000 | 9,431,000 | 14,540,000 | 19,519,000 |
| Income tax | 843,000 | 1,828,000 | 2,822,000 | 3,785,000 |
| Net income | 3,482,000 | 7,603,000 | 11,718,000 | 15,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,254,000 | 106,318,000 | 108,789,000 | 112,487,000 |
| Total capital | 107,109,000 | 111,185,000 | 114,059,000 | 117,873,000 |
| Risk-weighted assets | 775,504,000 | 781,969,000 | 787,533,000 | 804,893,000 |