Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,028,555,000 | 1,018,252,000 | 1,013,687,000 | 1,053,797,000 |
| Total loans | 623,647,000 | 621,964,000 | 635,976,000 | 658,740,000 |
| Allowance for loan losses | 4,684,000 | 4,680,000 | 4,753,000 | 4,670,000 |
| Securities available for sale | 291,007,000 | 270,034,000 | 259,209,000 | 261,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,681,000 | 934,490,000 | 931,813,000 | 962,092,000 |
| Interest-bearing deposits | 665,730,000 | 665,016,000 | 646,693,000 | 660,317,000 |
| Noninterest-bearing deposits | 281,951,000 | 269,474,000 | 285,120,000 | 301,775,000 |
| Equity capital | 76,917,000 | 79,394,000 | 76,465,000 | 87,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,694,000 | 24,139,000 | 37,112,000 | 51,264,000 |
| Interest expense | 2,858,000 | 6,764,000 | 11,223,000 | 16,018,000 |
| Net interest income | 8,836,000 | 17,375,000 | 25,889,000 | 35,246,000 |
| Noninterest income | 1,281,000 | 2,832,000 | 4,268,000 | 5,699,000 |
| Noninterest expense | 6,091,000 | 11,970,000 | 18,249,000 | 24,686,000 |
| Provision for loan losses | 95,000 | 106,000 | 195,000 | 198,000 |
| Pretax income | 3,939,000 | 8,139,000 | 11,681,000 | 16,032,000 |
| Income tax | 741,000 | 1,534,000 | 2,195,000 | 3,030,000 |
| Net income | 3,198,000 | 6,605,000 | 9,486,000 | 13,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,396,000 | 97,585,000 | 98,549,000 | 102,146,000 |
| Total capital | 99,091,000 | 102,277,000 | 103,314,000 | 106,825,000 |
| Risk-weighted assets | 725,936,000 | 721,516,000 | 736,885,000 | 763,977,000 |