Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 580,579,000 | 670,258,000 | 691,999,000 | 686,300,000 |
| Total loans | 382,825,000 | 442,853,000 | 458,192,000 | 448,355,000 |
| Allowance for loan losses | 3,395,000 | 3,661,000 | 3,848,000 | 3,849,000 |
| Securities available for sale | 102,335,000 | 100,631,000 | 110,991,000 | 120,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,044,000 | 560,808,000 | 580,841,000 | 614,733,000 |
| Interest-bearing deposits | 379,035,000 | 405,216,000 | 417,503,000 | 441,024,000 |
| Noninterest-bearing deposits | 136,009,000 | 155,592,000 | 163,338,000 | 173,709,000 |
| Equity capital | 58,027,000 | 62,590,000 | 65,129,000 | 68,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,410,000 | 13,049,000 | 19,790,000 | 26,857,000 |
| Interest expense | 1,004,000 | 1,641,000 | 2,193,000 | 2,629,000 |
| Net interest income | 5,406,000 | 11,408,000 | 17,597,000 | 24,228,000 |
| Noninterest income | 1,068,000 | 2,380,000 | 4,142,000 | 5,738,000 |
| Noninterest expense | 4,129,000 | 8,485,000 | 13,254,000 | 18,278,000 |
| Provision for loan losses | 150,000 | 425,000 | 625,000 | 625,000 |
| Pretax income | 2,195,000 | 4,947,000 | 7,930,000 | 11,163,000 |
| Income tax | 426,000 | 954,000 | 1,534,000 | 2,146,000 |
| Net income | 1,769,000 | 3,993,000 | 6,396,000 | 9,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,295,000 | 58,159,000 | 60,562,000 | 63,183,000 |
| Total capital | 59,690,000 | — | — | — |
| Risk-weighted assets | 435,531,000 | — | — | — |