Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 512,768,000 | 530,908,000 | 542,922,000 | 570,840,000 |
| Total loans | 343,152,000 | 368,520,000 | 378,336,000 | 375,871,000 |
| Allowance for loan losses | 3,237,000 | 3,208,000 | 3,206,000 | 3,233,000 |
| Securities available for sale | 72,444,000 | 73,053,000 | 77,933,000 | 84,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,703,000 | 472,067,000 | 481,988,000 | 510,682,000 |
| Interest-bearing deposits | 339,874,000 | 353,340,000 | 362,927,000 | 384,108,000 |
| Noninterest-bearing deposits | 116,829,000 | 118,727,000 | 119,061,000 | 126,574,000 |
| Equity capital | 53,820,000 | 56,404,000 | 57,571,000 | 58,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,817,000 | 12,019,000 | 18,521,000 | 25,089,000 |
| Interest expense | 1,157,000 | 2,377,000 | 3,549,000 | 4,689,000 |
| Net interest income | 4,660,000 | 9,642,000 | 14,972,000 | 20,400,000 |
| Noninterest income | 963,000 | 2,057,000 | 3,446,000 | 4,562,000 |
| Noninterest expense | 3,834,000 | 7,645,000 | 11,730,000 | 15,563,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 1,764,000 | 4,035,000 | 6,670,000 | 9,356,000 |
| Income tax | 358,000 | 820,000 | 1,359,000 | 1,907,000 |
| Net income | 1,406,000 | 3,215,000 | 5,311,000 | 7,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,573,000 | 54,257,000 | 55,199,000 | 55,937,000 |
| Total capital | 55,810,000 | 57,465,000 | 58,405,000 | 59,170,000 |
| Risk-weighted assets | 381,027,000 | 398,668,000 | 403,227,000 | 410,183,000 |