Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 467,915,000 | 479,206,000 | 482,910,000 | 495,868,000 |
| Total loans | 333,661,000 | 344,543,000 | 356,180,000 | 365,203,000 |
| Allowance for loan losses | 3,237,000 | 3,225,000 | 3,200,000 | 3,202,000 |
| Securities available for sale | 58,205,000 | 59,934,000 | 66,313,000 | 67,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,508,000 | 424,366,000 | 429,087,000 | 441,738,000 |
| Interest-bearing deposits | 318,497,000 | 320,209,000 | 323,881,000 | 329,767,000 |
| Noninterest-bearing deposits | 98,011,000 | 104,157,000 | 105,206,000 | 111,971,000 |
| Equity capital | 49,567,000 | 50,896,000 | 51,466,000 | 52,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,315,000 | 10,560,000 | 16,129,000 | 22,047,000 |
| Interest expense | 657,000 | 1,428,000 | 2,318,000 | 3,380,000 |
| Net interest income | 4,658,000 | 9,132,000 | 13,811,000 | 18,667,000 |
| Noninterest income | 910,000 | 1,984,000 | 3,018,000 | 3,990,000 |
| Noninterest expense | 3,697,000 | 7,355,000 | 11,088,000 | 14,783,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,871,000 | 3,711,000 | 5,695,000 | 7,828,000 |
| Income tax | 382,000 | 757,000 | 1,162,000 | 1,603,000 |
| Net income | 1,489,000 | 2,954,000 | 4,533,000 | 6,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,126,000 | 50,591,000 | 51,419,000 | 51,981,000 |
| Total capital | 52,363,000 | 53,816,000 | 54,619,000 | 55,183,000 |
| Risk-weighted assets | 364,813,000 | 372,790,000 | 376,452,000 | 387,019,000 |