Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,880,000 | 448,672,000 | 462,078,000 | 474,325,000 |
| Total loans | 325,677,000 | 343,204,000 | 367,074,000 | 361,069,000 |
| Allowance for loan losses | 3,154,000 | 3,152,000 | 3,249,000 | 3,231,000 |
| Securities available for sale | 49,375,000 | 48,401,000 | 47,933,000 | 49,792,000 |
| Securities held to maturity | 251,000 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,022,000 | 399,331,000 | 411,715,000 | 423,548,000 |
| Interest-bearing deposits | 299,667,000 | 306,631,000 | 316,962,000 | 322,358,000 |
| Noninterest-bearing deposits | 93,355,000 | 92,700,000 | 94,753,000 | 101,190,000 |
| Equity capital | 45,851,000 | 47,343,000 | 48,039,000 | 49,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,559,000 | 9,375,000 | 14,589,000 | 19,979,000 |
| Interest expense | 455,000 | 956,000 | 1,499,000 | 2,083,000 |
| Net interest income | 4,104,000 | 8,419,000 | 13,090,000 | 17,896,000 |
| Noninterest income | 898,000 | 1,886,000 | 2,905,000 | 3,835,000 |
| Noninterest expense | 3,476,000 | 7,030,000 | 10,770,000 | 14,535,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 200,000 |
| Pretax income | 1,551,000 | 3,300,000 | 5,210,000 | 7,212,000 |
| Income tax | 494,000 | 1,064,000 | 1,691,000 | 1,924,000 |
| Net income | 1,057,000 | 2,236,000 | 3,519,000 | 5,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,877,000 | 46,056,000 | 46,839,000 | 48,376,000 |
| Total capital | 48,031,000 | 49,208,000 | 50,088,000 | 51,607,000 |
| Risk-weighted assets | 362,627,000 | 365,746,000 | 383,608,000 | 379,488,000 |