Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 401,604,000 | 418,277,000 | 444,998,000 | 434,873,000 |
| Total loans | 296,488,000 | 316,780,000 | 347,055,000 | 346,063,000 |
| Allowance for loan losses | 2,773,000 | 2,905,000 | 3,012,000 | 3,046,000 |
| Securities available for sale | 52,604,000 | 53,312,000 | 50,548,000 | 48,303,000 |
| Securities held to maturity | 254,000 | 253,000 | 252,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,186,000 | 352,803,000 | 372,658,000 | 391,134,000 |
| Interest-bearing deposits | 277,151,000 | 267,594,000 | 289,487,000 | 302,164,000 |
| Noninterest-bearing deposits | 82,035,000 | 85,209,000 | 83,171,000 | 88,970,000 |
| Equity capital | 39,419,000 | 40,614,000 | 41,759,000 | 42,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,237,000 | 8,623,000 | 13,474,000 | 18,383,000 |
| Interest expense | 343,000 | 698,000 | 1,077,000 | 1,501,000 |
| Net interest income | 3,894,000 | 7,925,000 | 12,397,000 | 16,882,000 |
| Noninterest income | 918,000 | 1,865,000 | 2,940,000 | 3,915,000 |
| Noninterest expense | 3,328,000 | 6,712,000 | 10,290,000 | 13,798,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 1,334,000 | 2,793,000 | 4,612,000 | 6,514,000 |
| Income tax | 418,000 | 876,000 | 1,458,000 | 2,068,000 |
| Net income | 916,000 | 1,917,000 | 3,154,000 | 4,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,790,000 | 38,791,000 | 40,028,000 | 41,320,000 |
| Total capital | 40,563,000 | 41,696,000 | 43,040,000 | 44,366,000 |
| Risk-weighted assets | 338,153,000 | 350,915,000 | 366,785,000 | 369,759,000 |