Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 358,311,000 | 377,205,000 | 398,934,000 | 400,221,000 |
| Total loans | 270,136,000 | 293,093,000 | 316,745,000 | 305,317,000 |
| Allowance for loan losses | 2,300,000 | 2,386,000 | 2,584,000 | 2,625,000 |
| Securities available for sale | 50,199,000 | 50,234,000 | 50,080,000 | 50,321,000 |
| Securities held to maturity | 256,000 | 256,000 | 255,000 | 254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,426,000 | 337,545,000 | 340,863,000 | 359,391,000 |
| Interest-bearing deposits | 234,403,000 | 254,852,000 | 258,378,000 | 270,810,000 |
| Noninterest-bearing deposits | 84,023,000 | 82,693,000 | 82,485,000 | 88,581,000 |
| Equity capital | 37,091,000 | 36,732,000 | 37,864,000 | 38,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,797,000 | 7,762,000 | 12,226,000 | 16,721,000 |
| Interest expense | 241,000 | 508,000 | 808,000 | 1,130,000 |
| Net interest income | 3,556,000 | 7,254,000 | 11,418,000 | 15,591,000 |
| Noninterest income | 972,000 | 1,956,000 | 2,940,000 | 3,775,000 |
| Noninterest expense | 3,145,000 | 6,338,000 | 9,683,000 | 13,043,000 |
| Provision for loan losses | 100,000 | 205,000 | 405,000 | 440,000 |
| Pretax income | 1,283,000 | 2,667,000 | 4,270,000 | 5,883,000 |
| Income tax | 407,000 | 847,000 | 1,359,000 | 1,875,000 |
| Net income | 876,000 | 1,820,000 | 2,911,000 | 4,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,531,000 | 35,325,000 | 36,416,000 | 37,513,000 |
| Total capital | 37,831,000 | 37,711,000 | 39,000,000 | 40,138,000 |
| Risk-weighted assets | 300,355,000 | 318,237,000 | 336,725,000 | 329,067,000 |