Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 336,677,000 | 348,154,000 | 377,931,000 | 360,084,000 |
| Total loans | 224,479,000 | 258,536,000 | 276,309,000 | 272,588,000 |
| Allowance for loan losses | 2,137,000 | 2,157,000 | 2,293,000 | 2,393,000 |
| Securities available for sale | 56,826,000 | 52,681,000 | 51,595,000 | 50,916,000 |
| Securities held to maturity | 259,000 | 258,000 | 257,000 | 257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,180,000 | 304,881,000 | 309,786,000 | 309,772,000 |
| Interest-bearing deposits | 222,344,000 | 228,808,000 | 234,095,000 | 228,415,000 |
| Noninterest-bearing deposits | 78,836,000 | 76,073,000 | 75,691,000 | 81,357,000 |
| Equity capital | 33,163,000 | 34,002,000 | 34,921,000 | 36,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,326,000 | 6,938,000 | 10,965,000 | 15,089,000 |
| Interest expense | 225,000 | 453,000 | 697,000 | 942,000 |
| Net interest income | 3,101,000 | 6,485,000 | 10,268,000 | 14,147,000 |
| Noninterest income | 642,000 | 1,410,000 | 2,282,000 | 3,078,000 |
| Noninterest expense | 2,842,000 | 5,785,000 | 8,901,000 | 12,019,000 |
| Provision for loan losses | 75,000 | 150,000 | 287,000 | 387,000 |
| Pretax income | 826,000 | 1,987,000 | 3,390,000 | 4,846,000 |
| Income tax | 250,000 | 613,000 | 1,060,000 | 1,527,000 |
| Net income | 576,000 | 1,374,000 | 2,330,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,993,000 | 32,804,000 | 33,716,000 | 34,705,000 |
| Total capital | 34,130,000 | 34,961,000 | 36,009,000 | 37,098,000 |
| Risk-weighted assets | 249,363,000 | 272,897,000 | 294,467,000 | 288,349,000 |