Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 315,114,000 | 328,366,000 | 349,173,000 | 333,294,000 |
| Total loans | 205,394,000 | 225,081,000 | 238,156,000 | 226,652,000 |
| Allowance for loan losses | 1,966,000 | 2,016,000 | 2,036,000 | 2,053,000 |
| Securities available for sale | 40,992,000 | 42,699,000 | 46,029,000 | 51,724,000 |
| Securities held to maturity | 261,000 | 261,000 | 260,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,425,000 | 295,830,000 | 307,941,000 | 299,650,000 |
| Interest-bearing deposits | 212,053,000 | 222,325,000 | 222,517,000 | 215,296,000 |
| Noninterest-bearing deposits | 70,372,000 | 73,505,000 | 85,424,000 | 84,354,000 |
| Equity capital | 30,634,000 | 30,765,000 | 31,455,000 | 32,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,302,000 | 9,775,000 | 13,287,000 |
| Interest expense | 285,000 | 575,000 | 855,000 | 1,091,000 |
| Net interest income | 2,776,000 | 5,727,000 | 8,920,000 | 12,196,000 |
| Noninterest income | 610,000 | 1,262,000 | 1,908,000 | 2,520,000 |
| Noninterest expense | 2,453,000 | 5,045,000 | 7,699,000 | 10,630,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 100,000 |
| Pretax income | 933,000 | 1,894,000 | 3,032,000 | 3,989,000 |
| Income tax | 299,000 | 606,000 | 969,000 | 1,264,000 |
| Net income | 634,000 | 1,288,000 | 2,063,000 | 2,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,292,000 | 29,956,000 | 30,740,000 | 31,392,000 |
| Total capital | 31,258,000 | 31,972,000 | 32,776,000 | 33,445,000 |
| Risk-weighted assets | 225,704,000 | 239,364,000 | 255,046,000 | 246,588,000 |