Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,940,000 | 287,788,000 | 295,664,000 | 311,258,000 |
| Total loans | 183,947,000 | 209,510,000 | 220,154,000 | 214,472,000 |
| Allowance for loan losses | 1,742,000 | 1,807,000 | 1,893,000 | 1,975,000 |
| Securities available for sale | 42,504,000 | 41,687,000 | 39,363,000 | 32,652,000 |
| Securities held to maturity | 433,000 | 433,000 | 432,000 | 432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,043,000 | 257,860,000 | 264,779,000 | 279,475,000 |
| Interest-bearing deposits | 182,217,000 | 197,285,000 | 200,842,000 | 207,053,000 |
| Noninterest-bearing deposits | 56,826,000 | 60,575,000 | 63,937,000 | 72,422,000 |
| Equity capital | 26,542,000 | 27,440,000 | 28,355,000 | 30,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,106,000 | 9,453,000 | 12,783,000 |
| Interest expense | 334,000 | 655,000 | 967,000 | 1,264,000 |
| Net interest income | 2,626,000 | 5,451,000 | 8,486,000 | 11,519,000 |
| Noninterest income | 588,000 | 1,218,000 | 1,888,000 | 2,452,000 |
| Noninterest expense | 2,138,000 | 4,540,000 | 6,991,000 | 9,581,000 |
| Provision for loan losses | 75,000 | 175,000 | 275,000 | 350,000 |
| Pretax income | 1,001,000 | 1,954,000 | 3,116,000 | 4,208,000 |
| Income tax | 352,000 | 650,000 | 1,036,000 | 1,393,000 |
| Net income | 649,000 | 1,304,000 | 2,080,000 | 2,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,454,000 | 26,119,000 | 26,904,000 | 28,648,000 |
| Total capital | 27,196,000 | 27,926,000 | 28,797,000 | 30,623,000 |
| Risk-weighted assets | 194,522,000 | 219,051,000 | 228,716,000 | 228,779,000 |