Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 265,123,000 | 260,359,000 | 249,722,000 | 264,196,000 |
| Total loans | 176,461,000 | 184,331,000 | 187,394,000 | 180,332,000 |
| Allowance for loan losses | 1,726,000 | 1,639,000 | 1,707,000 | 1,697,000 |
| Securities available for sale | 35,506,000 | 22,611,000 | 20,394,000 | 21,923,000 |
| Securities held to maturity | 436,000 | 435,000 | 435,000 | 434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,282,000 | 233,107,000 | 221,571,000 | 236,110,000 |
| Interest-bearing deposits | 191,126,000 | 187,260,000 | 169,605,000 | 177,087,000 |
| Noninterest-bearing deposits | 47,156,000 | 45,847,000 | 51,966,000 | 59,023,000 |
| Equity capital | 24,403,000 | 24,896,000 | 25,470,000 | 26,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,187,000 | 9,426,000 | 12,641,000 |
| Interest expense | 549,000 | 1,069,000 | 1,503,000 | 1,864,000 |
| Net interest income | 2,533,000 | 5,118,000 | 7,923,000 | 10,777,000 |
| Noninterest income | 376,000 | 761,000 | 1,174,000 | 1,572,000 |
| Noninterest expense | 2,107,000 | 4,223,000 | 6,430,000 | 8,628,000 |
| Provision for loan losses | 125,000 | 350,000 | 400,000 | 400,000 |
| Pretax income | 677,000 | 1,447,000 | 2,407,000 | 3,461,000 |
| Income tax | 229,000 | 488,000 | 812,000 | 1,166,000 |
| Net income | 448,000 | 959,000 | 1,595,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,121,000 | 23,641,000 | 24,211,000 | 24,796,000 |
| Total capital | 24,847,000 | 25,280,000 | 25,918,000 | 26,493,000 |
| Risk-weighted assets | 190,668,000 | 194,455,000 | 189,075,000 | 187,172,000 |