Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,227,000 | 247,419,000 | 250,910,000 | 262,804,000 |
| Total loans | 182,351,000 | 193,311,000 | 200,993,000 | 189,430,000 |
| Allowance for loan losses | 1,539,000 | 1,586,000 | 1,765,000 | 1,780,000 |
| Securities available for sale | 11,218,000 | 11,725,000 | 11,288,000 | 37,274,000 |
| Securities held to maturity | 577,000 | 437,000 | 437,000 | 436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,136,000 | 216,575,000 | 224,255,000 | 236,250,000 |
| Interest-bearing deposits | 180,461,000 | 176,604,000 | 184,052,000 | 190,655,000 |
| Noninterest-bearing deposits | 43,675,000 | 39,972,000 | 40,203,000 | 45,595,000 |
| Equity capital | 22,237,000 | 22,822,000 | 23,413,000 | 23,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,377,000 | 9,811,000 | 13,205,000 |
| Interest expense | 706,000 | 1,381,000 | 1,998,000 | 2,606,000 |
| Net interest income | 2,355,000 | 4,996,000 | 7,813,000 | 10,599,000 |
| Noninterest income | 361,000 | 723,000 | 1,095,000 | 1,482,000 |
| Noninterest expense | 1,796,000 | 3,841,000 | 5,949,000 | 8,111,000 |
| Provision for loan losses | 350,000 | 425,000 | 615,000 | 690,000 |
| Pretax income | 570,000 | 1,453,000 | 2,344,000 | 3,280,000 |
| Income tax | 196,000 | 497,000 | 799,000 | 1,117,000 |
| Net income | 374,000 | 956,000 | 1,545,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,850,000 | 21,442,000 | 22,039,000 | 22,626,000 |
| Total capital | 22,390,000 | 23,028,000 | 23,804,000 | 24,406,000 |
| Risk-weighted assets | 192,728,000 | 197,472,000 | 204,227,000 | 201,221,000 |