Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 216,549,000 | 217,860,000 | 234,965,000 | 237,874,000 |
| Total loans | 173,784,000 | 182,626,000 | 192,179,000 | 189,320,000 |
| Allowance for loan losses | 1,120,000 | 1,074,000 | 1,190,000 | 1,308,000 |
| Securities available for sale | 10,601,000 | 9,536,000 | 9,138,000 | 8,677,000 |
| Securities held to maturity | 518,000 | 518,000 | 518,000 | 687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,618,000 | 193,154,000 | 209,794,000 | 212,564,000 |
| Interest-bearing deposits | 150,465,000 | 154,496,000 | 171,447,000 | 170,693,000 |
| Noninterest-bearing deposits | 42,153,000 | 38,658,000 | 38,346,000 | 41,871,000 |
| Equity capital | 21,027,000 | 21,230,000 | 21,806,000 | 22,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 6,069,000 | 9,304,000 | 12,625,000 |
| Interest expense | 834,000 | 1,633,000 | 2,480,000 | 3,261,000 |
| Net interest income | 2,158,000 | 4,436,000 | 6,824,000 | 9,364,000 |
| Noninterest income | 416,000 | 856,000 | 1,126,000 | 1,509,000 |
| Noninterest expense | 2,001,000 | 4,062,000 | 5,852,000 | 7,699,000 |
| Provision for loan losses | 90,000 | 190,000 | 311,000 | 431,000 |
| Pretax income | 510,000 | 1,067,000 | 1,814,000 | 2,770,000 |
| Income tax | 172,000 | 363,000 | 618,000 | 947,000 |
| Net income | 338,000 | 704,000 | 1,196,000 | 1,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,609,000 | 19,885,000 | 20,405,000 | 20,862,000 |
| Total capital | 20,729,000 | 20,959,000 | 21,595,000 | 22,170,000 |
| Risk-weighted assets | 184,500,000 | 186,325,000 | 194,815,000 | 194,900,000 |