Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 206,844,000 | 216,667,000 | 224,989,000 | 217,667,000 |
| Total loans | 143,967,000 | 162,815,000 | 178,129,000 | 177,533,000 |
| Allowance for loan losses | 1,071,000 | 1,113,000 | 1,112,000 | 1,068,000 |
| Securities available for sale | 17,563,000 | 19,602,000 | 17,170,000 | 12,341,000 |
| Securities held to maturity | 606,000 | 606,000 | 517,000 | 517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,979,000 | 180,276,000 | 189,966,000 | 187,319,000 |
| Interest-bearing deposits | 149,346,000 | 145,149,000 | 149,736,000 | 150,189,000 |
| Noninterest-bearing deposits | 36,633,000 | 35,127,000 | 40,230,000 | 37,130,000 |
| Equity capital | 18,108,000 | 18,169,000 | 20,265,000 | 20,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,323,000 | 6,676,000 | 10,120,000 | 13,394,000 |
| Interest expense | 1,291,000 | 2,515,000 | 3,693,000 | 4,751,000 |
| Net interest income | 2,032,000 | 4,161,000 | 6,427,000 | 8,643,000 |
| Noninterest income | 398,000 | 911,000 | 1,340,000 | 1,752,000 |
| Noninterest expense | 1,840,000 | 3,787,000 | 5,677,000 | 7,573,000 |
| Provision for loan losses | 40,000 | 81,000 | 131,000 | 281,000 |
| Pretax income | 550,000 | 1,204,000 | 1,495,000 | 2,125,000 |
| Income tax | 186,000 | 408,000 | 506,000 | 722,000 |
| Net income | 364,000 | 796,000 | 989,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,602,000 | 16,902,000 | 18,695,000 | 19,109,000 |
| Total capital | 17,673,000 | 18,015,000 | 19,807,000 | 20,177,000 |
| Risk-weighted assets | 161,488,000 | 176,347,000 | 186,019,000 | 183,738,000 |