Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 163,257,000 | 176,596,000 | 188,631,000 | 193,360,000 |
| Total loans | 122,519,000 | 134,352,000 | 144,462,000 | 151,130,000 |
| Allowance for loan losses | 1,021,000 | 1,032,000 | 1,091,000 | 1,088,000 |
| Securities available for sale | 18,465,000 | 18,050,000 | 15,920,000 | 17,657,000 |
| Securities held to maturity | 436,000 | 435,000 | 606,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,316,000 | 154,571,000 | 168,366,000 | 172,839,000 |
| Interest-bearing deposits | 113,158,000 | 122,159,000 | 137,902,000 | 140,146,000 |
| Noninterest-bearing deposits | 31,158,000 | 32,412,000 | 30,464,000 | 32,694,000 |
| Equity capital | 16,234,000 | 16,484,000 | 17,141,000 | 17,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,378,000 | 9,924,000 | 13,565,000 |
| Interest expense | 1,122,000 | 2,342,000 | 3,737,000 | 5,213,000 |
| Net interest income | 1,930,000 | 4,036,000 | 6,187,000 | 8,352,000 |
| Noninterest income | 288,000 | 608,000 | 973,000 | 1,333,000 |
| Noninterest expense | 1,548,000 | 3,185,000 | 4,820,000 | 6,620,000 |
| Provision for loan losses | 30,000 | 45,000 | 105,000 | 105,000 |
| Pretax income | 640,000 | 1,414,000 | 2,235,000 | 2,960,000 |
| Income tax | 218,000 | 478,000 | 758,000 | 1,007,000 |
| Net income | 422,000 | 936,000 | 1,477,000 | 1,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,865,000 | 15,219,000 | 15,760,000 | 16,237,000 |
| Total capital | 15,886,000 | 16,251,000 | 16,851,000 | 17,325,000 |
| Risk-weighted assets | 134,978,000 | 142,848,000 | 151,695,000 | 158,211,000 |