Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,669,000 | 147,773,000 | 164,105,000 | 162,188,000 |
| Total loans | 92,824,000 | 110,737,000 | 120,111,000 | 119,571,000 |
| Allowance for loan losses | 869,000 | 886,000 | 978,000 | 1,013,000 |
| Securities available for sale | 22,116,000 | 19,953,000 | 21,206,000 | 18,137,000 |
| Securities held to maturity | 440,000 | 438,000 | 437,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,898,000 | 127,453,000 | 142,946,000 | 143,875,000 |
| Interest-bearing deposits | 95,650,000 | 99,069,000 | 115,152,000 | 109,924,000 |
| Noninterest-bearing deposits | 27,248,000 | 28,384,000 | 27,794,000 | 33,951,000 |
| Equity capital | 12,637,000 | 12,786,000 | 13,337,000 | 15,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,783,000 | 7,774,000 | 10,916,000 |
| Interest expense | 681,000 | 1,508,000 | 2,613,000 | 3,789,000 |
| Net interest income | 1,580,000 | 3,275,000 | 5,161,000 | 7,127,000 |
| Noninterest income | 262,000 | 539,000 | 820,000 | 1,085,000 |
| Noninterest expense | 1,187,000 | 2,555,000 | 3,971,000 | 5,455,000 |
| Provision for loan losses | 47,000 | 118,000 | 223,000 | 343,000 |
| Pretax income | 608,000 | 1,141,000 | 1,787,000 | 2,414,000 |
| Income tax | 204,000 | 382,000 | 604,000 | 821,000 |
| Net income | 404,000 | 759,000 | 1,183,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,333,000 | 11,609,000 | 12,033,000 | 14,441,000 |
| Total capital | 12,202,000 | 12,495,000 | 13,011,000 | 15,454,000 |
| Risk-weighted assets | 106,473,000 | 120,620,000 | 127,445,000 | 126,510,000 |