Call reports 2004
PEOPLES BANK — 2004
What PEOPLES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 93,497,000 | 95,968,000 | 103,575,000 | 103,416,000 |
| Total loans | 69,673,000 | 73,142,000 | 79,875,000 | 79,181,000 |
| Allowance for loan losses | 656,000 | 688,000 | 746,000 | 738,000 |
| Securities available for sale | 6,959,000 | 8,539,000 | 10,620,000 | 11,324,000 |
| Securities held to maturity | 590,000 | 578,000 | 525,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,837,000 | 84,291,000 | 91,483,000 | 85,916,000 |
| Interest-bearing deposits | 65,520,000 | 65,377,000 | 72,335,000 | 66,882,000 |
| Noninterest-bearing deposits | 16,317,000 | 18,914,000 | 19,148,000 | 19,034,000 |
| Equity capital | 10,975,000 | 11,073,000 | 11,379,000 | 11,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,547,000 | 3,953,000 | 5,464,000 |
| Interest expense | 261,000 | 532,000 | 829,000 | 1,168,000 |
| Net interest income | 986,000 | 2,015,000 | 3,124,000 | 4,296,000 |
| Noninterest income | 139,000 | 307,000 | 525,000 | 668,000 |
| Noninterest expense | 803,000 | 1,617,000 | 2,515,000 | 3,405,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 262,000 | 585,000 | 954,000 | 1,319,000 |
| Income tax | 89,000 | 197,000 | 322,000 | 446,000 |
| Net income | 173,000 | 388,000 | 632,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,546,000 | 9,762,000 | 10,005,000 | 10,247,000 |
| Total capital | 10,202,000 | 10,450,000 | 10,751,000 | 10,985,000 |
| Risk-weighted assets | 71,873,000 | 74,456,000 | 80,967,000 | 81,194,000 |