Call reports 2003

PEOPLES BANK — 2003

Name: PEOPLES BANK — FFIEC call report 2003
Creator: PEOPLES BANK

What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f4c2337d-353f-40f8-87e7-1fd12e54012e/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	82,812,000	89,111,000	96,988,000	92,614,000
Total loans	54,184,000	63,563,000	69,096,000	68,272,000
Allowance for loan losses	485,000	523,000	529,000	597,000
Securities available for sale	12,763,000	14,272,000	11,243,000	9,527,000
Securities held to maturity	927,000	841,000	757,000	724,000
Trading assets	0	0	0	0
Total deposits	71,981,000	77,112,000	85,579,000	80,965,000
Interest-bearing deposits	59,208,000	60,264,000	65,012,000	63,564,000
Noninterest-bearing deposits	12,773,000	16,848,000	20,567,000	17,401,000
Equity capital	10,109,000	10,320,000	10,577,000	10,793,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,149,000	2,342,000	3,678,000	4,957,000
Interest expense	313,000	605,000	886,000	1,139,000
Net interest income	836,000	1,737,000	2,792,000	3,818,000
Noninterest income	110,000	236,000	382,000	509,000
Noninterest expense	654,000	1,305,000	2,029,000	2,759,000
Provision for loan losses	35,000	73,000	110,000	184,000
Pretax income	257,000	595,000	1,044,000	1,393,000
Income tax	82,000	195,000	345,000	462,000
Net income	175,000	400,000	699,000	931,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,618,000	8,842,000	9,142,000	9,374,000
Total capital	9,103,000	9,365,000	9,671,000	9,971,000
Risk-weighted assets	58,097,000	66,952,000	72,556,000	71,167,000