Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,955,000 | 68,090,000 | 74,493,000 | 81,044,000 |
| Total loans | 42,543,000 | 47,970,000 | 53,014,000 | 55,115,000 |
| Allowance for loan losses | 371,000 | 401,000 | 423,000 | 454,000 |
| Securities available for sale | 11,038,000 | 9,747,000 | 9,388,000 | 8,745,000 |
| Securities held to maturity | 1,398,000 | 1,319,000 | 1,254,000 | 1,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,434,000 | 61,374,000 | 67,415,000 | 70,243,000 |
| Interest-bearing deposits | 47,220,000 | 50,040,000 | 54,329,000 | 56,770,000 |
| Noninterest-bearing deposits | 11,214,000 | 11,334,000 | 13,086,000 | 13,473,000 |
| Equity capital | 5,923,000 | 6,105,000 | 6,330,000 | 10,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,999,000 | 3,125,000 | 4,312,000 |
| Interest expense | 334,000 | 641,000 | 951,000 | 1,283,000 |
| Net interest income | 635,000 | 1,358,000 | 2,174,000 | 3,029,000 |
| Noninterest income | 83,000 | 170,000 | 264,000 | 371,000 |
| Noninterest expense | 545,000 | 1,118,000 | 1,718,000 | 2,337,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 163,000 |
| Pretax income | 143,000 | 350,000 | 630,000 | 900,000 |
| Income tax | 46,000 | 112,000 | 203,000 | 291,000 |
| Net income | 97,000 | 238,000 | 427,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,496,000 | 4,636,000 | 4,826,000 | 8,609,000 |
| Total capital | 4,867,000 | 5,037,000 | 5,249,000 | 9,063,000 |
| Risk-weighted assets | 47,042,000 | 49,786,000 | 54,039,000 | 57,119,000 |