Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,388,000 | 59,761,000 | 62,616,000 | 64,297,000 |
| Total loans | 32,877,000 | 35,810,000 | 40,935,000 | 42,261,000 |
| Allowance for loan losses | 303,000 | 325,000 | 317,000 | 341,000 |
| Securities available for sale | 8,402,000 | 8,818,000 | 10,346,000 | 9,572,000 |
| Securities held to maturity | 3,970,000 | 1,921,000 | 1,811,000 | 1,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,219,000 | 53,394,000 | 56,137,000 | 56,127,000 |
| Interest-bearing deposits | 43,230,000 | 44,367,000 | 47,243,000 | 46,991,000 |
| Noninterest-bearing deposits | 7,989,000 | 9,027,000 | 8,894,000 | 9,136,000 |
| Equity capital | 5,514,000 | 5,654,000 | 5,802,000 | 5,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,267,000 | 3,366,000 | 4,413,000 |
| Interest expense | 586,000 | 1,125,000 | 1,644,000 | 2,060,000 |
| Net interest income | 549,000 | 1,142,000 | 1,722,000 | 2,353,000 |
| Noninterest income | 68,000 | 154,000 | 234,000 | 331,000 |
| Noninterest expense | 462,000 | 957,000 | 1,459,000 | 2,055,000 |
| Provision for loan losses | 25,000 | 48,000 | 73,000 | 103,000 |
| Pretax income | 130,000 | 335,000 | 468,000 | 570,000 |
| Income tax | 26,000 | 84,000 | 126,000 | 154,000 |
| Net income | 104,000 | 251,000 | 342,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,004,000 | 4,202,000 | 4,297,000 | 4,398,000 |
| Total capital | 4,307,000 | 4,527,000 | 4,614,000 | 4,739,000 |
| Risk-weighted assets | 38,161,000 | 42,163,000 | 44,087,000 | 46,048,000 |