Call reports 2002
ASSOCIATES CAPITAL BANK, INC. — 2002
What ASSOCIATES CAPITAL BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 240,688,000 | 243,787,000 | 274,044,000 | 288,856,000 |
| Total loans | 205,180,000 | 204,703,000 | 210,111,000 | 265,458,000 |
| Allowance for loan losses | 14,002,000 | 14,002,000 | 14,002,000 | 14,002,000 |
| Securities available for sale | 1,647,000 | 2,358,000 | 2,850,000 | 3,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,740,000 | 175,226,000 | 197,394,000 | 209,938,000 |
| Interest-bearing deposits | 171,057,000 | 171,837,000 | 193,825,000 | 206,639,000 |
| Noninterest-bearing deposits | 3,683,000 | 3,389,000 | 3,569,000 | 3,299,000 |
| Equity capital | 50,123,000 | 53,285,000 | 59,017,000 | 61,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,955,000 | 15,652,000 | 23,894,000 | 33,112,000 |
| Interest expense | 613,000 | 1,442,000 | 2,338,000 | 3,159,000 |
| Net interest income | 7,342,000 | 14,210,000 | 21,556,000 | 29,953,000 |
| Noninterest income | 2,620,000 | 5,749,000 | 8,648,000 | 11,363,000 |
| Noninterest expense | 1,333,000 | 3,039,000 | 4,634,000 | 6,026,000 |
| Provision for loan losses | 3,017,000 | 6,474,000 | 9,523,000 | 12,910,000 |
| Pretax income | 5,612,000 | 10,446,000 | 16,047,000 | 22,380,000 |
| Income tax | 2,211,000 | 3,903,000 | 3,788,000 | 8,079,000 |
| Net income | 3,401,000 | 6,543,000 | 12,259,000 | 14,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,123,000 | 53,265,000 | 58,981,000 | 61,023,000 |
| Total capital | 52,981,000 | 56,041,000 | 61,911,000 | 64,051,000 |
| Risk-weighted assets | 217,499,000 | 210,842,000 | 223,354,000 | 231,241,000 |