Call reports 2001
ASSOCIATES CAPITAL BANK, INC. — 2001
What ASSOCIATES CAPITAL BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 169,809,000 | 170,547,000 | 153,376,000 | 196,852,000 |
| Total loans | 63,360,000 | 37,846,000 | 37,849,000 | 100,829,000 |
| Allowance for loan losses | 3,868,000 | 2,592,000 | 2,619,000 | 3,002,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,171,000 | 65,334,000 | 43,892,000 | 128,011,000 |
| Interest-bearing deposits | 5,171,000 | 5,065,000 | 5,014,000 | 93,819,000 |
| Noninterest-bearing deposits | 56,000,000 | 60,269,000 | 38,878,000 | 34,192,000 |
| Equity capital | 28,837,000 | 31,356,000 | 31,668,000 | 32,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 5,674,000 | 7,461,000 | 9,694,000 |
| Interest expense | 210,000 | 305,000 | 389,000 | 588,000 |
| Net interest income | 3,037,000 | 5,369,000 | 7,072,000 | 9,106,000 |
| Noninterest income | 1,600,000 | 4,601,000 | 3,840,000 | 4,298,000 |
| Noninterest expense | 868,000 | 1,261,000 | 1,706,000 | 2,775,000 |
| Provision for loan losses | 314,000 | 1,307,000 | 1,166,000 | 1,970,000 |
| Pretax income | 3,455,000 | 7,402,000 | 8,040,000 | 8,659,000 |
| Income tax | 1,322,000 | 2,750,000 | 3,075,000 | 3,311,000 |
| Net income | 2,133,000 | 4,652,000 | 4,965,000 | 5,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,591,000 | 26,953,000 | 28,677,000 | 29,067,000 |
| Total capital | 29,785,000 | 27,882,000 | 29,660,000 | 30,049,000 |
| Risk-weighted assets | 92,919,000 | 72,655,000 | 76,984,000 | 76,559,000 |