Call reports 2001
ENCINO STATE BANK — 2001
What ENCINO STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,723,000 | 129,522,000 | 125,726,000 | 121,426,000 |
| Total loans | 55,253,000 | 58,182,000 | 60,521,000 | 60,987,000 |
| Allowance for loan losses | 521,000 | 576,000 | 622,000 | 620,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,826,000 | 35,228,000 | 38,375,000 | 33,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,536,000 | 121,169,000 | 117,175,000 | 112,693,000 |
| Interest-bearing deposits | 89,953,000 | 91,701,000 | 84,147,000 | 80,594,000 |
| Noninterest-bearing deposits | 28,583,000 | 29,468,000 | 33,028,000 | 32,099,000 |
| Equity capital | 7,851,000 | 8,013,000 | 8,235,000 | 8,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,136,000 | 6,080,000 | 7,702,000 |
| Interest expense | 738,000 | 1,407,000 | 2,016,000 | 2,500,000 |
| Net interest income | 1,343,000 | 2,729,000 | 4,064,000 | 5,202,000 |
| Noninterest income | 95,000 | 190,000 | 273,000 | 382,000 |
| Noninterest expense | 993,000 | 2,013,000 | 2,986,000 | 3,879,000 |
| Provision for loan losses | 45,000 | 100,000 | 146,000 | 146,000 |
| Pretax income | 400,000 | 806,000 | 1,205,000 | 1,559,000 |
| Income tax | 159,000 | 330,000 | 506,000 | 609,000 |
| Net income | 241,000 | 476,000 | 699,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,846,000 | 8,009,000 | 8,232,000 | 8,523,000 |
| Total capital | 8,367,000 | 8,585,000 | 8,854,000 | 9,143,000 |
| Risk-weighted assets | 67,660,000 | 69,997,000 | 70,921,000 | 71,597,000 |