Call reports 2001
NASHOBA BANK — 2001
What NASHOBA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 180,148,000 | 177,226,000 | 172,494,000 |
| Total loans | 152,204,000 | 154,284,000 | 150,608,000 |
| Allowance for loan losses | 1,719,000 | 1,686,000 | 1,602,000 |
| Securities available for sale | 18,279,000 | 9,019,000 | 9,111,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 157,294,000 | 152,106,000 | 146,377,000 |
| Interest-bearing deposits | 144,218,000 | 138,969,000 | 132,440,000 |
| Noninterest-bearing deposits | 13,076,000 | 13,137,000 | 13,937,000 |
| Equity capital | 12,290,000 | 12,655,000 | 13,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 3,736,000 | 7,283,000 | 10,670,000 |
| Interest expense | 2,262,000 | 4,420,000 | 6,328,000 |
| Net interest income | 1,474,000 | 2,863,000 | 4,342,000 |
| Noninterest income | 219,000 | 440,000 | 713,000 |
| Noninterest expense | 961,000 | 1,943,000 | 3,119,000 |
| Provision for loan losses | 405,000 | 405,000 | 405,000 |
| Pretax income | 327,000 | 955,000 | 1,531,000 |
| Income tax | 126,000 | 361,000 | 580,000 |
| Net income | 201,000 | 594,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 12,157,000 | 12,556,000 | 12,912,000 |
| Total capital | 13,876,000 | 14,242,000 | 14,514,000 |
| Risk-weighted assets | 162,864,000 | 168,249,000 | 164,541,000 |