Call reports 2008
OMEGA BANK — 2008
What OMEGA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 1,755,173,000 |
| Total loans | 1,111,789,000 |
| Allowance for loan losses | 13,937,000 |
| Securities available for sale | 243,218,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,285,649,000 |
| Interest-bearing deposits | 1,037,672,000 |
| Noninterest-bearing deposits | 247,977,000 |
| Equity capital | 337,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 21,746,000 |
| Interest expense | 6,970,000 |
| Net interest income | 14,776,000 |
| Noninterest income | 5,875,000 |
| Noninterest expense | 14,930,000 |
| Provision for loan losses | 3,435,000 |
| Pretax income | 2,452,000 |
| Income tax | 305,000 |
| Net income | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 189,655,000 |
| Total capital | 204,102,000 |
| Risk-weighted assets | 1,152,725,000 |