Call reports 2002
OMEGA BANK — 2002
What OMEGA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,143,465,000 | 1,143,882,000 | 1,133,016,000 | 1,134,692,000 |
| Total loans | 751,817,000 | 777,391,000 | 791,265,000 | 779,819,000 |
| Allowance for loan losses | 11,271,000 | 11,436,000 | 11,455,000 | 11,052,000 |
| Securities available for sale | 281,949,000 | 264,311,000 | 245,240,000 | 232,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 942,324,000 | 939,909,000 | 929,204,000 | 924,880,000 |
| Interest-bearing deposits | 866,917,000 | 856,186,000 | 841,460,000 | 842,551,000 |
| Noninterest-bearing deposits | 75,407,000 | 83,723,000 | 87,744,000 | 82,329,000 |
| Equity capital | 138,720,000 | 142,168,000 | 143,153,000 | 124,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 16,486,000 | 32,797,000 | 48,902,000 | 64,281,000 |
| Interest expense | 5,495,000 | 10,535,000 | 15,169,000 | 19,315,000 |
| Net interest income | 10,991,000 | 22,262,000 | 33,733,000 | 44,966,000 |
| Noninterest income | 3,327,000 | 6,607,000 | 10,217,000 | 13,896,000 |
| Noninterest expense | 8,559,000 | 17,313,000 | 25,932,000 | 34,966,000 |
| Provision for loan losses | 230,000 | 480,000 | 630,000 | 630,000 |
| Pretax income | 5,529,000 | 11,076,000 | 17,468,000 | 23,348,000 |
| Income tax | 1,332,000 | 2,624,000 | 4,267,000 | 5,758,000 |
| Net income | 4,197,000 | 8,452,000 | 13,201,000 | 17,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,664,000 | 138,530,000 | 138,389,000 | 140,278,000 |
| Total capital | 145,866,000 | 149,272,000 | 147,697,000 | 149,610,000 |
| Risk-weighted assets | 734,123,000 | 858,626,000 | 742,532,000 | 744,851,000 |