Call reports 2001
OMEGA BANK — 2001
What OMEGA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 640,085,000 | 630,644,000 | 628,492,000 | 1,137,173,000 |
| Total loans | 459,322,000 | 460,334,000 | 457,727,000 | 760,354,000 |
| Allowance for loan losses | 5,417,000 | 5,221,000 | 5,230,000 | 11,224,000 |
| Securities available for sale | 105,861,000 | 117,319,000 | 123,022,000 | 250,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,144,000 | 520,701,000 | 519,797,000 | 937,960,000 |
| Interest-bearing deposits | 437,401,000 | 437,552,000 | 477,224,000 | 859,730,000 |
| Noninterest-bearing deposits | 82,743,000 | 83,149,000 | 42,573,000 | 78,230,000 |
| Equity capital | 77,515,000 | 76,328,000 | 78,238,000 | 137,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,128,000 | 22,089,000 | 32,659,000 | 75,529,000 |
| Interest expense | 4,555,000 | 8,987,000 | 13,142,000 | 30,887,000 |
| Net interest income | 6,573,000 | 13,102,000 | 19,517,000 | 44,642,000 |
| Noninterest income | 1,716,000 | 3,460,000 | 5,106,000 | 12,824,000 |
| Noninterest expense | 4,998,000 | 10,048,000 | 14,971,000 | 34,430,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 500,000 |
| Pretax income | 3,346,000 | 6,569,000 | 9,627,000 | 22,746,000 |
| Income tax | 910,000 | 1,756,000 | 2,536,000 | 5,716,000 |
| Net income | 2,436,000 | 4,813,000 | 7,091,000 | 17,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,704,000 | 75,469,000 | 76,436,000 | 134,875,000 |
| Total capital | 81,966,000 | 80,690,000 | 81,666,000 | 144,105,000 |
| Risk-weighted assets | 420,732,000 | 426,089,000 | 420,545,000 | 736,410,000 |