Call reports 2026
VIDALIA FEDERAL SAVINGS BANK — 2026
What VIDALIA FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 213,615,000 | 211,974,000 |
| Total loans | 96,804,000 | 97,961,000 |
| Allowance for loan losses | 899,000 | 900,000 |
| Securities available for sale | 3,440,000 | 3,317,000 |
| Securities held to maturity | 88,320,000 | 82,320,000 |
| Trading assets | 0 | 0 |
| Total deposits | 165,330,000 | 164,300,000 |
| Interest-bearing deposits | 146,536,000 | 145,848,000 |
| Noninterest-bearing deposits | 18,794,000 | 18,452,000 |
| Equity capital | 25,660,000 | 25,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,703,000 | 3,393,000 |
| Interest expense | 1,061,000 | 2,119,000 |
| Net interest income | 642,000 | 1,274,000 |
| Noninterest income | 145,000 | 270,000 |
| Noninterest expense | 1,181,000 | 2,404,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -394,000 | -860,000 |
| Income tax | 0 | 0 |
| Net income | -394,000 | -860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,129,000 | 25,663,000 |